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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,542 | $84,236-64.9% | $170,439-82.7% | $70,124-57.9% |
| Participation rate | 95.5% | 70.8%+24.6pp | 83.6%+11.9pp | 69.5%+25.9pp |
| Annual return | 13.05% | 23.06%-10.0pp | 205.94%-192.9pp | 73.14%-60.1pp |
| Employer contribution / active EE | $7,602 | $3,387+124.4% | $5,433+39.9% | $2,342+224.5% |
| Participant deferral / active EE | $2,525 | $3,086-18.2% | $4,939-48.9% | $3,332-24.2% |
| Admin fee / account holder | $307 | $5,698-94.6% | $13,881-97.8% | $4,645-93.4% |