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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,217 | $77,638-67.5% | $156,551-83.9% | $62,881-59.9% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 10.56% | 50.33%-39.8pp | 32.23%-21.7pp | 20.14%-9.6pp |
| Employer contribution / active EE | $10,139 | $3,444+194.4% | $5,501+84.3% | $2,281+344.5% |
| Participant deferral / active EE | $2,962 | $3,046-2.7% | $4,871-39.2% | $3,203-7.5% |
| Admin fee / account holder | $1,054 | $5,561-81.0% | $13,028-91.9% | $4,296-75.5% |