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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,376 | $175,259-52.4% | $149,723-44.3% | $139,487-40.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.90% | 166.82%-153.9pp | 134.50%-121.6pp | 373.84%-360.9pp |
| Employer contribution / active EE | $1,040 | $5,478-81.0% | $4,821-78.4% | $4,755-78.1% |
| Participant deferral / active EE | $7,274 | $6,522+11.5% | $5,682+28.0% | $6,713+8.4% |
| Admin fee / account holder | $1,089 | $16,158-93.3% | $13,215-91.8% | $11,407-90.5% |