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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,059 | $167,353-58.7% | $143,797-52.0% | $134,545-48.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.08% | 0.48%-16.6pp | -0.04%-16.0pp | 418.37%-434.5pp |
| Employer contribution / active EE | $6,599 | $5,620+17.4% | $4,952+33.3% | $4,742+39.2% |
| Participant deferral / active EE | $6,803 | $6,447+5.5% | $5,638+20.7% | $6,401+6.3% |
| Admin fee / account holder | $3,781 | $18,096-79.1% | $14,679-74.2% | $11,431-66.9% |