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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,486 | $150,446-71.8% | $136,297-68.8% | $147,585-71.2% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 15.18% | 1049.14%-1034.0pp | 5156.19%-5141.0pp | 578.58%-563.4pp |
| Employer contribution / active EE | $1,805 | $5,256-65.7% | $4,696-61.6% | $4,876-63.0% |
| Participant deferral / active EE | $3,076 | $6,631-53.6% | $6,247-50.8% | $5,439-43.4% |
| Admin fee / account holder | $8,143 | $10,906-25.3% | $9,244-11.9% | $10,886-25.2% |