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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,403 | $165,361-85.8% | $149,715-84.4% | $158,950-85.3% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 43.01% | 348.24%-305.2pp | 276.66%-233.7pp | 302.91%-259.9pp |
| Employer contribution / active EE | $2,042 | $5,103-60.0% | $4,645-56.0% | $4,762-57.1% |
| Participant deferral / active EE | $3,600 | $7,182-49.9% | $6,842-47.4% | $5,983-39.8% |
| Admin fee / account holder | $177 | $10,808-98.4% | $9,310-98.1% | $11,248-98.4% |