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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BIDWELL CONSULTING SERVICES INC Service code 15 · EIN 20-3039384 3251 ESPLANADE · CHICO, CA 95973 | Recordkeeping | $20,068 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $2,058 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,399 | $63,471-34.8% | $68,803-39.8% | $66,949-38.2% |
| Participation rate | 99.3% | 60.0%+39.3pp | 69.0%+30.3pp | 69.8%+29.5pp |
| Annual return | -13.71% | -8.29%-5.4pp | -6.37%-7.3pp | 1.57%-15.3pp |
| Employer contribution / active EE | $3,590 | $1,776+102.1% | $2,656+35.2% | $2,545+41.0% |
| Participant deferral / active EE | $1,502 | $2,946-49.0% | $3,942-61.9% | $4,239-64.6% |
| Admin fee / account holder | $335 | $578-42.0% | $4,936-93.2% | $594-43.5% |