Retirement plan

SUGAR TRANSPORT LOCALS #431 AND #439 RETIREMENT PLAN

Name: CHEROKEE FREIGHT LINES STOCKTON, LLC - SUGAR TRANSPORT LOCALS #431 AND #439 RETIREMENT PLAN (2017) Form 5500
Creator: CHEROKEE FREIGHT LINES STOCKTON, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUGAR TRANSPORT LOCALS #431 AND #439 RETIREMENT PLAN, CHEROKEE FREIGHT LINES STOCKTON, LLC

CHEROKEE FREIGHT LINES STOCKTON, LLCEIN 26-2533907Plan #002PY 2017

5463 CHEROKEE ROAD - STOCKTON, CA 952151128209-931-3570gocfl.comLinkedIn201-500 employeestransportation/trucking/railroad

Other plans on this EIN

1 filing

#001Retirement-$13.8M assets

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$7.6M

+15.6% from 2016

Total participants

185

+4.5% from 2016

Average account balance

$41,119

+10.6% from 2016

Annual return

11.33%

+4.71 pp from 2016

Benchmarks

See 1,029 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,029 peers

Snapshot2017

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$8.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$47K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

185

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$747K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$258

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
BIDWELL CONSULTING SERVICES, INC.3+ years Filed as: BIDWELL CONSULTING SERVICES INC Service code 15 3251 ESPLANADE · CHICO, CA 95973	Recordkeeping	$22,528
JOHN HANCOCK LIFE INSURANCE COMPANY3+ years Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346	Recordkeeping	$1,631

Plan features & details

Pension benefit codes2A2E2G2J2K3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$25K

$170 / participant

Contract admin$13K53.1%
Other / not subdivided$12K46.9%

% of EOY assets

0.332%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SCHWARTZ, GIANNINI, LANTSBERGER & A
Auditor EIN: 680290029
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,119

$46,297-11.2%

$71,671-42.6%

$62,292-34.0%

Participation rate

100.0%

60.6%+39.4pp

68.7%+31.3pp

69.5%+30.5pp

Annual return

11.33%

22.32%-11.0pp

20.65%-9.3pp

28.90%-17.6pp

Employer contribution / active EE

$3,454

$1,412+144.6%

$2,460+40.4%

$2,042+69.1%

Participant deferral / active EE

$1,594

$2,235-28.7%

$3,438-53.6%

$3,169-49.7%

Admin fee / account holder

$137

$461-70.4%

$5,558-97.5%

$479-71.5%

Provider

Service type

Compensation

BIDWELL CONSULTING SERVICES, INC.3+ years

Filed as: BIDWELL CONSULTING SERVICES INC

Service code 15

3251 ESPLANADE · CHICO, CA 95973

Recordkeeping

$22,528

JOHN HANCOCK LIFE INSURANCE COMPANY3+ years

Filed as: JOHN HANCOCK

Service code 15 · EIN 01-0233346

Recordkeeping

$1,631

SUGAR TRANSPORT LOCALS #431 AND #439 RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUGAR TRANSPORT LOCALS #431 AND #439 RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion