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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,730 | $108,897-58.9% | $100,378-55.4% | $145,877-69.3% |
| Participation rate | 78.3% | 83.0%-4.7pp | 81.5%-3.2pp | 80.3%-2.0pp |
| Annual return | 12.15% | 58.17%-46.0pp | 49.41%-37.3pp | 551.28%-539.1pp |
| Employer contribution / active EE | $4,626 | $4,420+4.6% | $3,942+17.3% | $4,663-0.8% |
| Participant deferral / active EE | $7,780 | $8,455-8.0% | $8,087-3.8% | $6,691+16.3% |
| Admin fee / account holder | $10,496 | $9,690+8.3% | $7,899+32.9% | $13,402-21.7% |