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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,444 | $115,917-86.7% | $100,535-84.6% | $158,982-90.3% |
| Participation rate | 73.3% | 81.6%-8.3pp | 79.4%-6.1pp | 82.0%-8.6pp |
| Annual return | 22.66% | 34.80%-12.1pp | 30.90%-8.2pp | 302.99%-280.3pp |
| Employer contribution / active EE | $4,621 | $4,105+12.6% | $3,419+35.2% | $4,763-3.0% |
| Participant deferral / active EE | $6,048 | $6,677-9.4% | $6,271-3.6% | $5,983+1.1% |
| Admin fee / account holder | $887 | $11,002-91.9% | $8,085-89.0% | $11,252-92.1% |