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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,730 | $108,942-58.9% | $100,415-55.5% | $145,897-69.3% |
| Participation rate | 78.3% | 83.0%-4.7pp | 81.5%-3.3pp | 80.3%-2.0pp |
| Annual return | 12.15% | 58.27%-46.1pp | 49.47%-37.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $4,626 | $4,422+4.6% | $3,943+17.3% | $4,663-0.8% |
| Participant deferral / active EE | $7,780 | $8,461-8.1% | $8,091-3.8% | $6,689+16.3% |
| Admin fee / account holder | $10,496 | $9,702+8.2% | $7,906+32.8% | $13,390-21.6% |