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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,287 | $89,364-72.8% | $141,177-82.8% | $72,983-66.7% |
| Participation rate | 88.9% | 75.1%+13.8pp | 82.5%+6.4pp | 69.5%+19.4pp |
| Annual return | 28.92% | 111.86%-82.9pp | 71.40%-42.5pp | 81.01%-52.1pp |
| Employer contribution / active EE | $3,517 | $3,115+12.9% | $4,736-25.7% | $2,440+44.2% |
| Participant deferral / active EE | $5,660 | $5,419+4.4% | $6,710-15.7% | $3,608+56.9% |
| Admin fee / account holder | $2,926 | $5,959-50.9% | $10,263-71.5% | $5,124-42.9% |