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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,088 | $209,425-10.7% | $178,499+4.8% | $158,966+17.7% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 5.57% | 188.80%-183.2pp | 151.10%-145.5pp | 302.95%-297.4pp |
| Employer contribution / active EE | $1,897 | $5,707-66.8% | $5,011-62.1% | $4,762-60.2% |
| Participant deferral / active EE | $4,279 | $5,955-28.1% | $5,202-17.7% | $5,983-28.5% |
| Admin fee / account holder | $35,776 | $17,078+109.5% | $13,986+155.8% | $11,250+218.0% |