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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,139 | $167,352-32.4% | $143,788-21.3% | $134,509-15.9% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -16.22% | 0.47%-16.7pp | -0.03%-16.2pp | 418.13%-434.4pp |
| Employer contribution / active EE | $3,879 | $5,620-31.0% | $4,952-21.7% | $4,741-18.2% |
| Participant deferral / active EE | $5,632 | $6,447-12.6% | $5,638-0.1% | $6,400-12.0% |
| Admin fee / account holder | $394 | $18,091-97.8% | $14,675-97.3% | $11,427-96.6% |