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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,141 | $135,639-28.4% | $110,241-11.9% | $135,382-28.2% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.8%-29.8pp | 82.6%-32.6pp |
| Annual return | -8.61% | 513.21%-521.8pp | 314.75%-323.4pp | 519.77%-528.4pp |
| Employer contribution / active EE | $5,400 | $4,907+10.1% | $3,827+41.1% | $4,779+13.0% |
| Participant deferral / active EE | $8,400 | $5,507+52.5% | $4,672+79.8% | $5,609+49.8% |
| Admin fee / account holder | $0 | $11,457-100.0% | $8,548-100.0% | $10,829-100.0% |