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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 47-0098400 | Recordkeeping and information managem... | $231,839 |
INTEGRITY ASSET MANAGEMENT6 years Filed as: INTEGRITY FINANCIAL Service code 26 · EIN 32-0123516 | Advisory (Participants) | $62,864 |
Filed as: HEALTHEQUITY RETIREMENT SERVICES, L Service code 12 · EIN 82-1222973 | Plan Administrator; Other fees; Named... | $25,202 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $3,629 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,195 | $30,147-89.4% | $58,561-94.5% | $80,157-96.0% |
| Participation rate | 97.0% | 34.4%+62.6pp | 50.9%+46.2pp | 72.9%+24.1pp |
| Annual return | 15.74% | 21.97%-6.2pp | 4251.33%-4235.6pp | 40.39%-24.7pp |
| Employer contribution / active EE | $0 | $528-100.0% | $1,053-100.0% | $2,977-100.0% |
| Participant deferral / active EE | $1,526 | $1,249+22.2% | $1,923-20.7% | $5,015-69.6% |
| Admin fee / account holder | $86 | $195-55.7% | $2,520-96.6% | $145-40.5% |