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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,220 | $110,212-43.5% | $96,534-35.5% | $139,466-55.4% |
| Participation rate | 91.7% | 78.1%+13.5pp | 76.0%+15.7pp | 80.3%+11.3pp |
| Annual return | 26.65% | 26.42%+0.2pp | 25.88%+0.8pp | 373.66%-347.0pp |
| Employer contribution / active EE | $2,209 | $3,620-39.0% | $2,965-25.5% | $4,754-53.5% |
| Participant deferral / active EE | $11,214 | $5,547+102.1% | $4,851+131.2% | $6,712+67.1% |
| Admin fee / account holder | $414 | $11,599-96.4% | $8,253-95.0% | $11,409-96.4% |