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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,007 | $81,870+36.8% | $119,634-6.4% | $68,490+63.5% |
| Participation rate | 81.6% | 71.9%+9.7pp | 79.3%+2.3pp | 67.9%+13.7pp |
| Annual return | -19.64% | -23.82%+4.2pp | -14.98%-4.7pp | -7.85%-11.8pp |
| Employer contribution / active EE | $3,702 | $2,692+37.5% | $4,232-12.5% | $2,597+42.6% |
| Participant deferral / active EE | $10,874 | $4,148+162.2% | $5,601+94.1% | $4,028+170.0% |
| Admin fee / account holder | $2,724 | $6,583-58.6% | $10,329-73.6% | $5,403-49.6% |