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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,511 | $99,994+45.5% | $146,643-0.8% | $85,847+69.5% |
| Participation rate | 64.3% | 73.1%-8.8pp | 80.1%-15.8pp | 69.3%-5.0pp |
| Annual return | 14.61% | 18.93%-4.3pp | 22.75%-8.1pp | 318.61%-304.0pp |
| Employer contribution / active EE | $2,241 | $2,559-12.4% | $4,137-45.8% | $2,565-12.6% |
| Participant deferral / active EE | $7,427 | $4,006+85.4% | $5,506+34.9% | $3,952+87.9% |
| Admin fee / account holder | $19,337 | $7,703+151.0% | $10,280+88.1% | $6,261+208.9% |