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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,505 | $84,233-41.2% | $170,436-71.0% | $70,131-29.4% |
| Participation rate | 82.7% | 70.8%+11.8pp | 83.6%-0.9pp | 69.5%+13.1pp |
| Annual return | 20.38% | 23.06%-2.7pp | 205.94%-185.6pp | 73.14%-52.8pp |
| Employer contribution / active EE | $6,012 | $3,387+77.5% | $5,433+10.7% | $2,342+156.6% |
| Participant deferral / active EE | $2,958 | $3,086-4.1% | $4,939-40.1% | $3,332-11.2% |
| Admin fee / account holder | $658 | $5,698-88.5% | $13,880-95.3% | $4,645-85.8% |