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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,109 | $84,685-92.8% | $73,836-91.7% | $125,389-95.1% |
| Participation rate | 90.0% | 76.8%+13.2pp | 73.4%+16.6pp | 83.2%+6.8pp |
| Annual return | -2.02% | 3123.80%-3125.8pp | 2268.06%-2270.1pp | 282.24%-284.3pp |
| Employer contribution / active EE | $1,462 | $3,123-53.2% | $2,787-47.5% | $4,866-70.0% |
| Participant deferral / active EE | $2,601 | $3,993-34.8% | $3,583-27.4% | $5,352-51.4% |
| Admin fee / account holder | $476 | $5,694-91.6% | $4,882-90.2% | $9,541-95.0% |