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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,063 | $105,145-29.6% | $94,664-21.8% | $139,466-46.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 23.11% | 38.09%-15.0pp | 156.84%-133.7pp | 373.66%-350.6pp |
| Employer contribution / active EE | $10,242 | $4,107+149.4% | $3,673+178.9% | $4,754+115.5% |
| Participant deferral / active EE | $5,395 | $7,599-29.0% | $7,417-27.3% | $6,712-19.6% |
| Admin fee / account holder | $1,003 | $8,972-88.8% | $7,222-86.1% | $11,409-91.2% |