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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,110 | $183,516-71.6% | $155,534-66.5% | $145,884-64.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 13.33% | 61.43%-48.1pp | 64.92%-51.6pp | 551.85%-538.5pp |
| Employer contribution / active EE | $1,337 | $5,315-74.9% | $4,675-71.4% | $4,662-71.3% |
| Participant deferral / active EE | $5,312 | $6,467-17.9% | $5,630-5.7% | $6,690-20.6% |
| Admin fee / account holder | $596 | $19,293-96.9% | $15,900-96.3% | $13,392-95.6% |