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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,960 | $202,342-93.1% | $172,753-91.9% | $152,909-90.9% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 28.94% | 1029.88%-1000.9pp | 803.00%-774.1pp | 345.46%-316.5pp |
| Employer contribution / active EE | $1,870 | $5,857-68.1% | $5,144-63.7% | $4,764-60.8% |
| Participant deferral / active EE | $4,106 | $5,948-31.0% | $5,198-21.0% | $5,851-29.8% |
| Admin fee / account holder | $1,934 | $17,112-88.7% | $13,956-86.1% | $11,601-83.3% |