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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,653 | $70,366-45.1% | $66,674-42.0% | $138,895-72.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 20.89% | 386.41%-365.5pp | 321.24%-300.3pp | 145.39%-124.5pp |
| Employer contribution / active EE | $2,292 | $2,765-17.1% | $2,620-12.5% | $4,194-45.4% |
| Participant deferral / active EE | $6,064 | $4,374+38.6% | $4,084+48.5% | $6,396-5.2% |
| Admin fee / account holder | $1,064 | $5,262-79.8% | $5,098-79.1% | $12,562-91.5% |