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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,970 | $58,600-76.2% | $83,327-83.2% | $64,173-78.2% |
| Participation rate | 97.9% | 72.0%+25.8pp | 77.8%+20.1pp | 69.6%+28.3pp |
| Annual return | -13.32% | 9.66%-23.0pp | 10.64%-24.0pp | 7.63%-21.0pp |
| Employer contribution / active EE | $1,710 | $2,098-18.5% | $3,379-49.4% | $2,381-28.2% |
| Participant deferral / active EE | $4,250 | $4,656-8.7% | $5,565-23.6% | $3,470+22.5% |
| Admin fee / account holder | $2,641 | $9,282-71.5% | $7,540-65.0% | $4,887-46.0% |