Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,150 | $110,845+33.7% | $86,645+71.0% | $167,560-11.6% |
| Participation rate | 79.2% | 75.8%+3.3pp | 71.7%+7.5pp | 82.1%-2.9pp |
| Annual return | 12.49% | 116.99%-104.5pp | 63.52%-51.0pp | 478.94%-466.4pp |
| Employer contribution / active EE | $7,888 | $3,245+143.0% | $2,496+216.0% | $4,840+63.0% |
| Participant deferral / active EE | $6,328 | $4,548+39.2% | $3,700+71.0% | $6,343-0.2% |
| Admin fee / account holder | $1,111 | $8,417-86.8% | $5,830-80.9% | $12,317-91.0% |