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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,652 | $185,199-92.1% | $142,874-89.7% | $167,518-91.3% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 10.97% | 8556.90%-8545.9pp | 5638.58%-5627.6pp | 478.71%-467.7pp |
| Employer contribution / active EE | $1,017 | $5,606-81.9% | $4,145-75.5% | $4,838-79.0% |
| Participant deferral / active EE | $1,532 | $4,495-65.9% | $3,838-60.1% | $6,342-75.8% |
| Admin fee / account holder | $1,455 | $8,031-81.9% | $6,561-77.8% | $12,312-88.2% |