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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,739 | $54,355+11.7% | $82,744-26.6% | $68,486-11.3% |
| Participation rate | 68.4% | 63.9%+4.4pp | 72.6%-4.2pp | 67.9%+0.5pp |
| Annual return | 0.00% | -13.67%+13.7pp | 702.22%-702.2pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,298 | $2,219+3.6% | $3,008-23.6% | $2,597-11.5% |
| Participant deferral / active EE | $4,461 | $3,246+37.4% | $4,395+1.5% | $4,028+10.8% |
| Admin fee / account holder | $548 | $4,397-87.5% | $5,325-89.7% | $5,404-89.9% |