Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,378 | $54,239-14.5% | $70,098-33.8% | $68,495-32.3% |
| Participation rate | 42.3% | 64.5%-22.2pp | 70.5%-28.2pp | 67.9%-25.6pp |
| Annual return | -19.42% | -13.87%-5.6pp | 190.76%-210.2pp | -7.84%-11.6pp |
| Employer contribution / active EE | $1,178 | $2,019-41.7% | $2,560-54.0% | $2,596-54.6% |
| Participant deferral / active EE | $4,342 | $2,957+46.9% | $3,849+12.8% | $4,028+7.8% |
| Admin fee / account holder | $1,596 | $4,691-66.0% | $6,266-74.5% | $5,403-70.5% |