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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,809 | $209,888-51.5% | $189,545-46.3% | $167,553-39.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 16.71% | 748.66%-732.0pp | 555.36%-538.7pp | 478.89%-462.2pp |
| Employer contribution / active EE | $3,856 | $6,915-44.2% | $6,162-37.4% | $4,840-20.3% |
| Participant deferral / active EE | $12,409 | $8,934+38.9% | $8,220+51.0% | $6,343+95.6% |
| Admin fee / account holder | $13,914 | $14,300-2.7% | $12,049+15.5% | $12,316+13.0% |