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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,585 | $197,594-56.7% | $177,822-51.9% | $158,931-46.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.69% | 58.76%-45.1pp | 48.32%-34.6pp | 302.86%-289.2pp |
| Employer contribution / active EE | $3,581 | $6,697-46.5% | $5,918-39.5% | $4,761-24.8% |
| Participant deferral / active EE | $13,888 | $8,405+65.2% | $7,714+80.0% | $5,982+132.1% |
| Admin fee / account holder | $1,274 | $15,400-91.7% | $12,428-89.8% | $11,247-88.7% |