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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,866 | $101,069+38.4% | $81,478+71.7% | $147,585-5.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 16.20% | 32.40%-16.2pp | 38.78%-22.6pp | 578.57%-562.4pp |
| Employer contribution / active EE | $13,274 | $3,205+314.2% | $2,568+417.0% | $4,876+172.2% |
| Participant deferral / active EE | $5,986 | $4,242+41.1% | $3,537+69.2% | $5,439+10.1% |
| Admin fee / account holder | $2,270 | $5,812-60.9% | $4,561-50.2% | $10,885-79.2% |