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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,462 | $138,102-70.0% | $125,381-66.9% | $134,532-69.2% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -25.22% | 750.73%-775.9pp | 572.31%-597.5pp | 418.27%-443.5pp |
| Employer contribution / active EE | $1,481 | $5,245-71.8% | $4,815-69.2% | $4,741-68.8% |
| Participant deferral / active EE | $4,422 | $7,801-43.3% | $7,448-40.6% | $6,401-30.9% |
| Admin fee / account holder | $461 | $11,568-96.0% | $10,007-95.4% | $11,429-96.0% |