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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,265 | $198,461-46.0% | $170,436-37.1% | $147,585-27.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.76% | 257.30%-239.5pp | 205.94%-188.2pp | 578.57%-560.8pp |
| Employer contribution / active EE | $13,949 | $6,184+125.6% | $5,433+156.8% | $4,876+186.0% |
| Participant deferral / active EE | $7,253 | $5,629+28.8% | $4,939+46.8% | $5,439+33.4% |
| Admin fee / account holder | $10,973 | $16,852-34.9% | $13,880-20.9% | $10,885+0.8% |