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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,774 | $81,208-11.6% | $98,916-27.4% | $79,858-10.1% |
| Participation rate | 40.0% | 72.5%-32.5pp | 76.0%-36.0pp | 69.6%-29.6pp |
| Annual return | 16.94% | 60.99%-44.1pp | 196.45%-179.5pp | 31.72%-14.8pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,682 | $3,265-48.5% | $4,245-60.4% | $3,740-55.0% |
| Admin fee / account holder | $4,859 | $6,013-19.2% | $6,642-26.8% | $5,306-8.4% |