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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,601 | $67,602-39.9% | $82,312-50.7% | $70,126-42.1% |
| Participation rate | 31.8% | 72.8%-41.0pp | 76.9%-45.1pp | 69.5%-37.7pp |
| Annual return | 23.64% | 21.57%+2.1pp | 25.88%-2.2pp | 73.15%-49.5pp |
| Employer contribution / active EE | $1,139 | $1,755-35.1% | $2,428-53.1% | $2,343-51.4% |
| Participant deferral / active EE | $2,225 | $2,987-25.5% | $3,706-40.0% | $3,332-33.2% |
| Admin fee / account holder | $8,782 | $4,512+94.7% | $5,608+56.6% | $4,645+89.0% |