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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,402 | $223,823-72.1% | $211,142-70.4% | $154,746-59.7% |
| Participation rate | 90.9% | 87.9%+3.1pp | 87.3%+3.6pp | 80.7%+10.2pp |
| Annual return | 18.01% | 50.39%-32.4pp | 46.84%-28.8pp | 172.34%-154.3pp |
| Employer contribution / active EE | $1,911 | $6,787-71.8% | $6,442-70.3% | $4,379-56.4% |
| Participant deferral / active EE | $9,083 | $9,750-6.8% | $9,284-2.2% | $6,730+35.0% |
| Admin fee / account holder | $676 | $19,707-96.6% | $19,076-96.5% | $14,365-95.3% |