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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,286 | $100,938+4.3% | $90,461+16.4% | $158,982-33.8% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 17.61% | 1727.20%-1709.6pp | 1294.76%-1277.2pp | 302.99%-285.4pp |
| Employer contribution / active EE | $1,675 | $3,691-54.6% | $3,264-48.7% | $4,763-64.8% |
| Participant deferral / active EE | $4,302 | $4,350-1.1% | $3,964+8.5% | $5,983-28.1% |
| Admin fee / account holder | $1,102 | $6,510-83.1% | $5,617-80.4% | $11,252-90.2% |