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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,357 | $103,008-23.0% | $90,304-12.1% | $152,897-48.1% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 14.35% | 95.22%-80.9pp | 78.13%-63.8pp | 345.43%-331.1pp |
| Employer contribution / active EE | $1,699 | $3,139-45.9% | $2,855-40.5% | $4,764-64.3% |
| Participant deferral / active EE | $4,332 | $4,281+1.2% | $3,885+11.5% | $5,851-26.0% |
| Admin fee / account holder | $4,690 | $6,175-24.0% | $5,354-12.4% | $11,599-59.6% |