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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,575 | $183,592+7.1% | $155,574+26.4% | $145,877+34.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.87% | 61.37%-46.5pp | 64.87%-50.0pp | 551.28%-536.4pp |
| Employer contribution / active EE | $3,564 | $5,317-33.0% | $4,676-23.8% | $4,663-23.6% |
| Participant deferral / active EE | $10,160 | $6,466+57.1% | $5,629+80.5% | $6,691+51.8% |
| Admin fee / account holder | $3,121 | $19,316-83.8% | $15,914-80.4% | $13,402-76.7% |