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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,927 | $175,231-19.6% | $149,696-5.9% | $139,466+1.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.44% | 166.77%-147.3pp | 134.46%-115.0pp | 373.66%-354.2pp |
| Employer contribution / active EE | $3,413 | $5,478-37.7% | $4,821-29.2% | $4,754-28.2% |
| Participant deferral / active EE | $9,723 | $6,521+49.1% | $5,682+71.1% | $6,712+44.9% |
| Admin fee / account holder | $1,152 | $16,155-92.9% | $13,212-91.3% | $11,409-89.9% |