Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ALERUS FINANCIAL, N.A.3+ years Service code 15 · EIN 45-6062081 | Recordkeeping | $35,507 |
CAPITAL MANAGEMENT3+ years Filed as: LUNT CAPITAL MANAGEMENT Service code 27 · EIN 75-3093123 | Advisory (Plan) | $28,018 |
HAYNIE & COMPANY2 years Service code 22 50 WEST BROADWAY, SUITE 600 · SALT LAKE CITY, UT 84101 | Insurance Broker | $17,074 |
H J & ASSOCIATES3+ years Service code 10 · EIN 87-0651618 | Accounting | $9,462 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,027 | $89,739-68.8% | $149,716-81.3% | $62,293-55.0% |
| Participation rate | 49.0% | 85.1%-36.1pp | 87.1%-38.1pp | 69.5%-20.6pp |
| Annual return | 11.90% | 21.01%-9.1pp | 1501.67%-1489.8pp | 28.90%-17.0pp |
| Employer contribution / active EE | $1,656 | $3,233-48.8% | $5,444-69.6% | $2,042-18.9% |
| Participant deferral / active EE | $2,769 | $4,797-42.3% | $6,568-57.8% | $3,169-12.6% |
| Admin fee / account holder | $427 | $551-22.6% | $11,282-96.2% | $479-11.0% |