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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,392 | $76,551-56.4% | $123,894-73.0% | $62,881-46.9% |
| Participation rate | 54.2% | 73.0%-18.7pp | 81.4%-27.2pp | 69.3%-15.1pp |
| Annual return | 10.60% | 18.68%-8.1pp | 47.52%-36.9pp | 20.14%-9.5pp |
| Employer contribution / active EE | $2,200 | $2,882-23.7% | $4,617-52.4% | $2,281-3.6% |
| Participant deferral / active EE | $4,737 | $4,840-2.1% | $5,984-20.8% | $3,203+47.9% |
| Admin fee / account holder | $457 | $4,826-90.5% | $8,357-94.5% | $4,296-89.4% |