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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,481 | $58,577-48.0% | $83,323-63.4% | $64,181-52.5% |
| Participation rate | 63.8% | 72.0%-8.2pp | 77.8%-14.0pp | 69.6%-5.8pp |
| Annual return | -2.32% | 9.65%-12.0pp | 10.63%-13.0pp | 7.63%-10.0pp |
| Employer contribution / active EE | $2,479 | $2,098+18.1% | $3,379-26.6% | $2,381+4.1% |
| Participant deferral / active EE | $6,674 | $4,654+43.4% | $5,565+19.9% | $3,470+92.4% |
| Admin fee / account holder | $1,135 | $9,275-87.8% | $7,539-84.9% | $4,887-76.8% |