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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,768 | $82,674-70.0% | $125,381-80.2% | $68,486-63.8% |
| Participation rate | 72.5% | 75.1%-2.6pp | 82.4%-9.9pp | 67.9%+4.6pp |
| Annual return | -16.35% | -5.97%-10.4pp | 572.31%-588.7pp | -7.85%-8.5pp |
| Employer contribution / active EE | $2,190 | $3,382-35.3% | $4,815-54.5% | $2,597-15.7% |
| Participant deferral / active EE | $4,373 | $6,111-28.4% | $7,448-41.3% | $4,028+8.6% |
| Admin fee / account holder | $710 | $6,277-88.7% | $10,007-92.9% | $5,404-86.9% |