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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,699 | $217,427-17.8% | $185,837-3.8% | $167,518+6.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -1.32% | 148.39%-149.7pp | 122.08%-123.4pp | 478.71%-480.0pp |
| Employer contribution / active EE | $10,960 | $5,874+86.6% | $5,168+112.1% | $4,838+126.5% |
| Participant deferral / active EE | $11,798 | $6,357+85.6% | $5,568+111.9% | $6,342+86.0% |
| Admin fee / account holder | $1,385 | $19,816-93.0% | $16,241-91.5% | $12,312-88.8% |