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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,312 | $134,001-47.5% | $112,258-37.4% | $134,509-47.7% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -18.10% | 47.15%-65.3pp | 27.47%-45.6pp | 418.13%-436.2pp |
| Employer contribution / active EE | $1,522 | $4,039-62.3% | $3,636-58.1% | $4,741-67.9% |
| Participant deferral / active EE | $5,110 | $5,291-3.4% | $4,728+8.1% | $6,400-20.2% |
| Admin fee / account holder | $479 | $7,491-93.6% | $6,411-92.5% | $11,427-95.8% |