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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,087 | $212,386-69.8% | $199,883-67.9% | $138,895-53.9% |
| Participation rate | 40.0% | 87.4%-47.4pp | 86.8%-46.8pp | 79.9%-39.9pp |
| Annual return | 174.86% | 47.75%+127.1pp | 43.81%+131.1pp | 145.39%+29.5pp |
| Employer contribution / active EE | $4,210 | $6,625-36.5% | $6,261-32.8% | $4,194+0.4% |
| Participant deferral / active EE | $15,510 | $9,617+61.3% | $9,138+69.7% | $6,396+142.5% |
| Admin fee / account holder | $0 | $18,233-100.0% | $17,268-100.0% | $12,562-100.0% |