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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,551 | $99,053-22.7% | $88,179-13.2% | $138,895-44.9% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.1%-35.8pp | 79.9%-46.6pp |
| Annual return | 13.98% | 78.17%-64.2pp | 64.97%-51.0pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,101 | $2,882-61.8% | $2,549-56.8% | $4,194-73.7% |
| Participant deferral / active EE | $2,390 | $5,225-54.3% | $4,614-48.2% | $6,396-62.6% |
| Admin fee / account holder | $538 | $8,748-93.9% | $7,673-93.0% | $12,562-95.7% |